What is freight factoring and how does it work?

Freight factoring is a specialized financial service where a trucking company sells its outstanding freight bills to a factoring company, like Single Point Capital, at a small discount. Instead of waiting 30, 60, or 90 days for a broker or shipper to pay, you receive immediate, same-day funding to cover fuel, payroll, and maintenance.

Do you offer freight factoring for new trucking authorities?

Yes. Single Point Capital specializes in providing factoring for new authorities and new owner-operators. We provide the immediate working capital you need to scale your new trucking business without requiring years of business credit history.

What is the difference between recourse and non-recourse freight factoring?

In recourse factoring, your trucking company must buy back the invoice if the broker ultimately fails to pay. In non-recourse factoring, the factoring company absorbs the loss if the broker goes bankrupt or fails to pay due to credit insolvency, offering you greater financial protection.

How do trucking fuel discount programs work?

Our trucking fuel cards allow owner-operators and fleets to access cash prices and receive per-gallon discounts at major truck stops nationwide. They integrate directly with your factoring account, allowing you to easily manage fuel advances and track fleet spending in one place.

Can you help finance a commercial truck insurance down payment?

Yes. Single Point Capital provides insurance down payment assistance, covering up to 50% of the initial premium cost. We break this down into manageable installments so you can move forward without draining your cash reserves.

Invoice Factoring Reviews and Client Testimonials

See what clients have to say about invoice factoring, account support, and working with the Single Point Capital team.

Single Point Capital Invoice Factoring Reviews and Client Testimonials

Choosing an invoice factoring company means choosing a team you’ll work with regularly. Client reviews can help you understand what that relationship looks like—from everyday communication to help with invoices and account questions.

Read selected testimonials from Single Point Capital clients and explore their experiences working with our team.

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Factoring Support for Your Business

Single Point Capital provides invoice factoring for owner-operators, trucking companies, freight brokerages, staffing, oil and gas, distribution, and manufacturing. Based in the Houston area, we serve businesses across Texas and nationwide.

Our factoring services help businesses access funds tied up in eligible unpaid invoices. Our team also provides billing and collections support, helping clients manage the back office. As you read client testimonials, consider the areas that matter most to your business:

Communication: Can you reach someone when you have a question?
Account support: Who helps you resolve invoice or payment issues?
Funding: What requirements and submission deadlines apply?
Clarity: Do you understand the rates, fees, and agreement terms?

Reviews offer useful perspectives. A conversation with the factoring company can help you confirm how its services would work for your business.

Frequently Asked Questions about Single Point Capital Reviews

Where can I read Single Point Capital reviews?

You can read selected client testimonials on this page and additional reviews on our Google Business Profile or our Better Business Bureau Profile. Follow the source links provided with individual reviews to see the original feedback.

Google Reviews

BBB Reviews