What is freight factoring and how does it work?

Freight factoring is a specialized financial service where a trucking company sells its outstanding freight bills to a factoring company, like Single Point Capital, at a small discount. Instead of waiting 30, 60, or 90 days for a broker or shipper to pay, you receive immediate, same-day funding to cover fuel, payroll, and maintenance.

Do you offer freight factoring for new trucking authorities?

Yes. Single Point Capital specializes in providing factoring for new authorities and new owner-operators. We provide the immediate working capital you need to scale your new trucking business without requiring years of business credit history.

What is the difference between recourse and non-recourse freight factoring?

In recourse factoring, your trucking company must buy back the invoice if the broker ultimately fails to pay. In non-recourse factoring, the factoring company absorbs the loss if the broker goes bankrupt or fails to pay due to credit insolvency, offering you greater financial protection.

How do trucking fuel discount programs work?

Our trucking fuel cards allow owner-operators and fleets to access cash prices and receive per-gallon discounts at major truck stops nationwide. They integrate directly with your factoring account, allowing you to easily manage fuel advances and track fleet spending in one place.

Can you help finance a commercial truck insurance down payment?

Yes. Single Point Capital provides insurance down payment assistance, covering up to 50% of the initial premium cost. We break this down into manageable installments so you can move forward without draining your cash reserves.

Single Point Capital - Fuel Finder

Find Fuel Discounts Near You

Find Trucking Fuel Discounts Along Your Route

Fuel is one of the biggest operating expenses for owner-operators and trucking companies. Before you fill up, use the Single Point Fuel Discount Finder to find fuel savings near you and along your route.

Search for Fuel—Apply in Minutes

Get the Single Point Capital Fuel Card Today

Enter Your Location
Compare Available Discounts
Plan Your Fuel Stop
Keep More of Your Revenue

Fuel Finder

AtoB network

Find fuel near you

Compare nearby truck-friendly stations and your available AtoB price.

Save More on Every Gallon

When you're putting thousands of miles on your truck, even a small savings per gallon can add up quickly.

The Single Point Fuel Card gives owner-operators and trucking companies access to fuel discounts at participating locations nationwide.

Average Savings of 45¢ to $2 Per Gallon
Credit and Prepaid Options
Fuel Map Finder
Set Transaction Limits
Expedited Payment on Factored Invoices

Get the Single Point Fuel Card

More Than a Fuel Card

Single Point Capital helps trucking companies manage more than just fuel expenses.

Our Fuel Card is designed to work alongside our freight factoring solutions, giving trucking businesses tools to manage fuel spending and cash flow in one place.

Fuel Discounts: Access discounts at participating fuel locations nationwide.
Fuel Advances: Eligible customers can access fuel advances of up to 50% per truck.
Freight Factoring: Turn unpaid freight invoices into working capital so you don't have to wait weeks to get paid.
Real-Time Account Management: Manage your fuel spending and account information from your phone.

Explore Our Fuel Card

FAQs

How Much Can You Save on Fuel?

Fuel savings can make a meaningful difference to your trucking business.
For example, if your truck uses 20,000 gallons of diesel per year:
$0.25 saved per gallon = $5,000 in annual fuel savings
$0.45 saved per gallon = $9,000 in annual fuel savings
Your actual savings will depend on where you fuel, how much you purchase, and the discounts available at participating locations.

How Does a Trucking Fuel Card Work?

A trucking fuel card is a payment card designed specifically for commercial drivers and trucking companies. Depending on the program, a fuel card can provide discounted fuel prices, help track fuel spending, and give businesses additional tools for managing fuel expenses.

Where can I find fuel discounts for truckers?

Use the Single Point Fuel Discount Finder to search for participating fuel locations by city, state, or ZIP code. You can use the map to help identify fuel savings near your current location or along your route.

How much can I save with a trucking fuel card?

Fuel savings vary by location and fuel purchase. The Single Point Fuel Card offers average savings of approximately 45¢ per gallon, with discounts of up to $2.00 per gallon at participating locations.

What is the best fuel card for owner-operators?

The best fuel card depends on your routes, fuel volume, participating locations, discounts, fees, and the additional tools offered. Owner-operators should compare the actual savings they can receive along their regular routes rather than choosing a card based only on its advertised maximum discount.

Can I find diesel fuel discounts near me?

Yes. Enter your city, state, or ZIP code into the Single Point Fuel Discount Finder to locate participating fuel locations and view available discounts.

Do fuel cards save money?

They can. A fuel card can reduce your cost per gallon through negotiated discounts or other fuel savings. The amount you save depends on where you fuel, how often you use participating locations, and the discount available at each location.

Are trucking fuel cards only for large fleets?

No. Fuel card programs can be useful for both owner-operators and larger trucking fleets. Single Point provides fuel solutions designed for trucking businesses of different sizes.

Can I use the Single Point Fuel Card at truck stops?

The Single Point Fuel Card is accepted at participating fuel locations nationwide. Use the Fuel Discount Finder to locate participating locations and plan your fuel stops.

Can I use a fuel card with freight factoring?

Yes. Single Point Capital offers both freight factoring and fuel solutions for trucking companies. Eligible customers can use the fuel program alongside their factoring account to help manage fuel expenses and cash flow.

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Mission

We partner with business owners as their platform for expansion by providing them funding solutions and exceptional operational support.

Proudly serving Houston communities, the state of Texas, and businesses nationwide.